Are you thinking of Buying in the near future? Below are some helpful commandments to follow to help keep your expenses down while trying to save for that down payment.
1) Thou shalt not, change jobs, become self-employed or quit your job.
2) Thou shalt not, buy a car, truck or van (or you may be living in it)!
3) Thou shalt not, spend money you have set aside for closing.
4) Thou shalt not, use credit cards excessively or let your accounts fall behind.
5) Thou shalt not, omit debts or liabilities from your loan application.
6) Thou shalt not, buy furniture.
7) Thou shalt not, originate any inquires into your credit.
8) Thou shalt not, make large deposits without first checking with your loan officer.
9) Thou shalt not, change bank accounts.
10) Thou shalt not, co-sign a loan for anyone.